I Dare You. Start Investing Now

At a young age of 22, I already once planned of starting an investment for myself particularly for my future but I always end in excuses such as: " I don't have money ( even after getting a payroll),"or" I have a lot of  expenses this month because of this and that." Believe me, these were the same phrases of every reluctant person once asked of adding insurance for their expenses. Not until I reached the age of 27 when I fully understood the importance of joining a life insurance through Sun Life.

Why is it imperative?

1. Protection. Believe it or not, tragic we may call it, I am not afraid of crossing the street or riding a furiously swift vehicle particularly a bus because I am sure that whatever happens, my loved ones will not suffer the difficulty of paying my death. True it is that the cost of dying  here in the Philippines is expensive. Personally, I have been hit by a tricycle at a very early age of 4 and luckily nothing happened to me. But what if something happened? Therefore, adding a life insurance will give security without putting your families to a huge debt.
2. Retirement fund. When I reached my retirement age, I am totally sure that I will have something for myself and buy the things that I want or use it for business purposes.
3. Independence. In worst-case scenarios, parents sometimes depend on their children on what their future holds. FYI, I do not hinder you in helping your parents but being a parent does not mean that each need will be guaranteed by your children. What if soon they have their own families as well?

Why now?

1. As you pay for the insurance, your money grows. Therefore, the younger you are, the larger your money becomes.
2. If you dread hold on to the next ten years waiting for the great big genie to make your dreams come true, it might be too late. As you age, you suffer from sickness and this will cease you getting an insurance.

Here are the links that will help you give an idea of starting a brighter future:

1. Top Insurance Companies in the Philippines as of July 2014: http://www.insurance.gov.ph/_@dmin/upload/statistics/RLICP11July2014.pdf
2. Contact a financial adviser. https://www.facebook.com/Chelly.Arreugse?fref=ts

So before buying anything always ask yourself, " Is it a NEED or a WANT?" Because if you are pressured with the trend, with a friend, or some very you-want-to-die- for actor/actress because of his/her amazing outfit then probably it just falls to WANT . So better save than suffer.